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Total Net Worth
€51,720
+3.4% €1,730 this month
investmentsPortfolio (Financial)
€24,800
housingAssets (Real Estate, Vehicles)
€18,500
Life Balance
Well Balanced
80EXCELLENT
60%
75%
82%
88%
95%
↑ 4 pts pts this month
AUGUST 2026
Income+€4,200
Expenses-€2,980
Net+€1,220
Savings rate: 29% • 18 days left

Wealth Allocation

Liquid (16.3%)
Portfolio (48.0%)
Assets (35.8%)

Liquid

2 accounts

+1.4%
€8,420
Checking account
****1234
€3,248
+2.1%
Savings account
****5678
€5,173
+0.8%

Portfolio

Stocks + Crypto

+4.1%
€24,800
Stock plan
12 positions
€18,900
+6.4%
Crypto wallet
BTC · ETH
€5,900
-3.2%

Assets

Real estate + Vehicle

€18,500
Primary residence
Estimate
€16,500
Vehicle
Market value
€2,000

Emergency fund

64%
€6,400 / €10,000Target: Feb 2027

Trip to Japan

40%
€1,800 / €4,500

Home down payment

30%
€8,900 / €30,000
A

Good evening

Alex

Safe to Spend

€920

until Aug 31

After bills estimate-€480
After savings target-€420
Bills covered, savings on track

To-Do

3 pending
Pay the electricity bill
FinanceDue tomorrow
Review the groceries budget
FinanceDue in 3 days
Doctor appointment
HealthDue next week

Budgets

82% used
Total August€1,960 / €2,400
Housing
€1,200/€1,300 (92%)
Food
€420/€500 (84%)
Transport
€180/€250 (72%)
Leisure
€95/€200 (47%)
Health
€65/€150 (43%)

Alerts

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Quick Actions

All your accounts in one place

Banks, savings, investments and crypto — one live portfolio view.

Net WorthSynced 3 min ago
51 720,00 EUR
↗ 0.0%+0,00 EUR this month
Add an assetConnect
Available liquidity8 420,00 EUR
Monthly change+0,00 EUR (0.0%)
Invested26 800,00 EUR
Remaining debt0,00 EUR

Wealth breakdown

32%
37%
16%
11%
4%

Real Estate

16 500,00 EUR • 31.9%

Investments

18 900,00 EUR • 36.5%

Liquid

8 420,00 EUR • 16.3%

Crypto

5 900,00 EUR • 11.4%

Alternative

2 000,00 EUR • 3.9%

Primary residence

Estimate • EUR

16 500,00 EUR
Details
Add account

Stock plan

****9012 • EUR

18 900,00 EUR
Details
Add account

Checking account

****1234 • EUR

3 247,50 EUR
Details

Savings account

****5678 • EUR

5 172,50 EUR
Details
Add account

Insights

AI
●Net worth is up this month. Connect your banks to refine it.
●Diversify: rebalance toward Cash / Investments.
●Check the synchronization of your liability accounts.

Quick add

Real EstateInvestmentsLiquidCryptoAlternativeLiabilities

Budgets that keep themselves

Track every category against its limit without spreadsheets.

3
Total Budgets
1
Active Now
Current
1
Upcoming
2027
1
Archived
Budget NameExercise PeriodStatusActions
Current monthly budget
Last updated 2 days ago
2026
Active
Summer vacation budget
Last updated 5 days ago
2026
Upcoming
Last month’s budget
Last updated 1 month ago
2026
Archived

Rows per page

Page 1 of 1

AI insights on your money

Spot trends, fees and opportunities before they cost you.

Insights Hub

All your financial intelligence in one place

Financial Health
78Good
Net Worth
€51,720
+3.4%this month
Income+€4,200
Expenses-€2,980
Savings Rate29%
Today's Tasks
3/5
60% complete
Goals On Track
2/3
67% complete

AI Insights

3 New
utilitiesOpportunity

Savings opportunity detected

You could save ~€120/month by trimming duplicate subscriptions (streaming + cloud).

See details →
warningAlert

Housing budget near its limit

You’ve used 92% of your housing budget this month. Only 3 days left in the period.

Adjust budget →
stocksInsight

Your savings rate beats the average

29% of income saved this month — you’re in the top 25% of Avuru users.

Learn more →

Financial Reports

(6)

Spending Analysis

Detailed breakdown of your spending habits

Top category
—

Revenue Streams

Track all your income sources

Monthly average
—

Trends

See how your finances evolve over time

6-month trend
—

Income vs Expense

Compare your income and expenses

Net this month
—

Category Breakdown

Spending by category with trends

Categories
—
PLUS

Cash Flow Forecast

Predict future cash positions

Projected balance
—

Budget Reports

(3)

Budget Overview

Monitor your budget performance

Overall status
—

Budget vs Actual

Compare planned vs actual spending

Variance
—

Monthly Summary

Month-by-month financial overview

Savings rate
—

Goals Reports

(3)

Goals Progress

Track progress towards your goals

On track
—
Create goal

Savings Tracker

Monitor your savings growth

Total saved
—
Create goal
PLUS

Debt Payoff Plan

Strategies to eliminate debt faster

Remaining
—

Optimize Reports

(3)
PLUS

Subscription Audit

Find and manage recurring subscriptions

Monthly total
—

Recurring Expenses

Analyze fixed monthly costs

Fixed costs
—
PLUS

Savings Opportunities

AI-powered cost reduction suggestions

Potential savings
—

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