AAvuru Finance initial
Avuru Finance
See the demoCreate an account

Tools

Simulators and calculators. Explore hypotheticals — no account data needed.

Tax (Luxembourg)

(6)
LU

Tax Estimator

Estimate your Luxembourg income tax, effective and marginal rate.

Effective rate20 %
LU

Deduction Finder

Find deductible expenses and value the tax they save.

Up to, saved€14,408
LUPro

Year-End Optimizer

See how much to contribute before 31 Dec to lower your tax.

Plafond headroom€36,944
LU

Commute Deduction

Turn your home↔work distance into a frais-de-déplacement deduction.

Annual deduction€2,079
LUPro

Tax Class Optimizer

Find the class + collective-taxation combo that minimises household tax.

Household saving€1,690
LU

Property Capital-Gains

Estimate the taxable gain on a Luxembourg property sale.

Estimated tax€9,750

Projections

(3)

Growth simulator

See how regular investing compounds over time.

30-year value€129,307

Rent vs Buy

Compare renting against buying and find your break-even year.

Break-evenYear 10
Pro

FIRE planner

Multi-phase path to financial independence, on your real balance.

FI number€720,000

Calculators

(2)

Loan calculator

Estimate your monthly payment, total cost and effective rate (TAEG).

Monthly payment€1,012

Debt payoff planner

Compare avalanche and snowball strategies on your real loans.

Interest saved€189

These calculators are computation and information tools. They provide no investment advice, no tax advice, and no personalised recommendation. Results are estimates based on the values you enter and on public tax scales; they do not replace professional advice. Avuru Finance is read-only: the app cannot initiate any payment.

Terms of usePrivacy policy