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Tax Class Optimizer

Find the class + collective-taxation combo that minimises household tax.

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Recommended

Collective (class 2)

Estimated saving

€1,690

Quasi-résident

Eligible

Cross-border Tax

Frontalier optimizers: best tax class, quasi-résident eligibility and property capital-gains, tuned to your data.

Estimate only — a simplified model, not tax advice.

Household tax by option

Lower is better

Quick insights

2 newComputed from your inputs · no account data
Opportunity

Collective taxation saves €1,690

Being taxed together (class 2 splitting) lowers your household tax.

Opportunity

You may be quasi-résident

With ≥90% of income from Luxembourg you can claim LU deductions as a non-resident.

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How this works

We compare being taxed separately (each at class 1) against collective taxation on the household total (class 2 splitting).

For non-residents, the 90% rule can unlock LU deductions — the quasi-résident election.

Class-2 splitting90% ruleEstimate, not tax advice

These calculators are computation and information tools. They provide no investment advice, no tax advice, and no personalised recommendation. Results are estimates based on the values you enter and on public tax scales; they do not replace professional advice. Avuru Finance is read-only: the app cannot initiate any payment.

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