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Tax Estimator

Estimate your Luxembourg income tax, effective and marginal rate.

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Estimated tax

€12,256

Effective rate

20.4 %

Marginal rate

39 %

Net after tax

€47,744

Employment-fund surtax

€834

Salary tax credit (CIS)

€490

Estimate only — a simplified Luxembourg model, not tax advice.

Your rate across income

Effective vs marginal

Quick insights

3 newComputed from your inputs · no account data
Insight

Your marginal rate is 39%

Each extra euro is taxed at 39%, while your average (effective) rate is 20%.

Opportunity

A €1,000 deduction saves ~€390

At your 39% marginal rate, every deductible euro cuts your tax by that share.

Reminder

Salary tax credit applied

A CIS of €490 is included — it lowers the tax an employee owes.

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How this works

We apply the Luxembourg progressive scale for your tax class (with the splitting method for class 2), then add the employment-fund surtax and subtract the salary tax credit.

The effective rate is your total tax over income; the marginal rate is what the next euro is taxed at. The curve shows both across income.

Current-year scaleEmployment incomeEstimate, not tax advice

These calculators are computation and information tools. They provide no investment advice, no tax advice, and no personalised recommendation. Results are estimates based on the values you enter and on public tax scales; they do not replace professional advice. Avuru Finance is read-only: the app cannot initiate any payment.

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