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Tools›Year-End Optimizer

Year-End Optimizer

See how much to contribute before 31 Dec to lower your tax.

Create an account to pre-fill

Optimal top-up

€3,344

Estimated tax saved

€1,304

Tax Optimization

Fill the tax tools from your real data, auto-detect deductible expenses and see how to lower your tax.

128 days left until 31 December.

Estimate only — a simplified model, not tax advice.

Claimed vs remaining headroom

Per deduction, capped by the plafond

Quick insights

2 newComputed from your inputs · no account data
Opportunity

Contribute €3,344 before year-end

Filling your remaining plafond headroom could save about €1,304 in tax.

Reminder

Consider a one-off ASRD premium

A single mortgage-insurance (solde restant dû) premium is deductible within its own plafond.

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How this works

For each capped deduction we compute the remaining headroom, then value the total top-up at your marginal rate.

Contributions only count when made before 31 December — the countdown shows how long you have.

Plafonds approximate31 December cut-offEstimate, not tax advice

These calculators are computation and information tools. They provide no investment advice, no tax advice, and no personalised recommendation. Results are estimates based on the values you enter and on public tax scales; they do not replace professional advice. Avuru Finance is read-only: the app cannot initiate any payment.

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